The undersigned ("the payer"), authorises payment to be made by withdrawal from the specified account or an account subsequently specified by the payer, at the request of the specified payee, for payment to the payee on a specified date ("the due date") by direct debit. The payer consents to the processing of personal data provided in this consent by the payer's payment service provider, the payee, the payee's payment service provider and Bankgirocentralen BGC AB for the administration of the service. The data controllers for this personal data processing are the payer's payment service provider, the payee and the payee's payment service provider. The payer may at any time request access to or rectification of the personal data by contacting the payer's payment service provider. Further information on the processing of personal data in connection with payments may be found in the terms and conditions of the account and in the agreement with the payee. The payer may withdraw his/her consent at any time, which will result in the termination of the service in its entirety.
Direct debit is a payment service whereby payments are made from the payer's account at the initiative of the payee. In order for the payer to be able to pay via Autogiro, the payer must give his consent to the payee to initiate payments from the payer's account. In addition, the payer's payment service provider (e.g. bank or payment institution) must agree that the account can be used for Direct Debit and the payee must authorise the payer as a Direct Debit user.
The payer's payment service provider is not obliged to verify the eligibility of or notify the payer in advance of requested withdrawals. Withdrawals are debited from the payer's account in accordance with the rules of the payer's payment service provider. The payer receives notification of withdrawals from his payment service provider. At the payer's request, the authorisation may be transferred to another account with the payment service provider or to an account with another payment service provider.
Bank holiday means any day other than Saturday, Sunday, Midsummer's Eve, Christmas Eve or New Year's Eve or any other public holiday.
The payer will be notified by the payee of the amount, due date and method of payment at least eight banking days before the due date. This may be done for each individual due date or at one time for several future due dates. If the notification concerns several future due dates, the notification shall be made at least eight business days before the first due date. However, this does not apply to cases where the payer has authorised the withdrawal in connection with the purchase or order of goods or services. In such cases, the amount, due date and method of payment shall be notified to the payer by the payee at the time of the purchase and/or order. By signing this authorisation, the payer consents to the execution of payments covered by the payee's notification under this paragraph.
The payer must ensure that the account is funded by 00.01 on the due date. If the payer does not have funds in the account by the due date, payments may not be made. If there is no funds available for payment on the due date, the payee may make further withdrawal attempts in the coming business days. Upon request, the payer may obtain information from the payee on the number of withdrawal attempts.
The payer may stop a payment by contacting either the payee no later than two business days before the due date or his payment service provider no later than the business day before the due date at the time specified by the payment service provider.
If the payer stops a payment as described above, this means that the payment in question is stopped at a single point in time. If the payer wants all future payments initiated by the payee to be stopped, the payer must revoke the authorisation.
The consent is valid until further notice. The payer has the right to revoke the authorisation at any time by contacting the payee or his payment service provider. In order to stop payments not yet executed, the notice of withdrawal of the authorisation shall be received by the payee no later than five business days before the due date or by the payer's payment service provider no later than the business day before the due date at the time specified by the payment service provider.
The payee has the right to terminate the payer's connection to Autogiro thirty days after the payee has informed the payer. However, the payee has the right to terminate the payer's Autogiro account immediately if the payer has repeatedly failed to maintain sufficient funds on the due date or if the account to which the authorisation relates is closed or if the payee considers that the payer should not participate in Autogiro for any other reason.
The payer's payment service provider has the right to terminate the payer's connection to Autogiro in accordance with the terms and conditions that apply between the payer's payment service provider and the payer.